Real-time credit card spend management for contractors.

Spend policies let you define required information and approval flows for card transactions. Each policy is made up of rules: you can set conditions based on job, department, amount, or other dimensions, and route approvals to the right person automatically. You can create as many policies as your projects require, and approvals can be managed from the Miter dashboard or mobile app.

Yes. After a purchase, Miter sends the cardholder an SMS notification with any required fields. Employees can reply with a photo of their receipt by text, and Miter logs it automatically. They can also submit receipts through the Miter mobile app on iOS or Android.

A Miter card is a physical Visa card issued directly from the Miter platform and funded from your company’s Miter balance. You load funds in advance, and purchases will decline if they exceed the available balance. Cards can be issued to individual team members or set up as a general accounts payable card, and each card needs to be activated before it can be used.

Yes. Because HR, payroll, and expense management all live in Miter, card transactions are automatically tied to the right employee, job, and cost code using your existing HR data. Approval routing can also follow your org chart. When an employee is offboarded, admins can add card deactivation as a task to the customizable offboarding checklist.

Yes. Miter supports real-time transaction feeds for all Visa and Mastercard-branded corporate cards: transactions appear in Miter within seconds of a purchase. American Express cards are supported via a next-day feed. Once linked, all transactions flow into Miter for job costing, approval, and ERP sync, with no need to switch card programs.

Contractors can corporate credit card expense management by centralizing all corporate cards in a single platform connected to their ERP and HR data. Miter gives finance teams real-time visibility into every transaction, automated receipt collection via SMS and mobile app, job-cost coding at the point of purchase, and approval workflows built around how construction projects are actually structured.

Every card transaction in Miter can be coded with job, cost code, cost type, and GL account at the point of review. Miter imports your Work Breakdown Structure directly from your ERP, so the right jobs and cost codes are always available for selection. You can also split a single transaction across multiple jobs or cost codes, enforce required fields through spend policies, and sync approved, fully coded transactions to your ERP automatically for job costing, no manual entry or CSV exports required.